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LIC's Bima Diamond - 841 is available for sale upto 31st August, 2017.
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LIC's Bima Diamond - 841
LIC’s Bima Diamond plan 841 offers a combination of protection and savings. In case of unfortunate death of the policyholder, this plan provides financial support for the family not only during the policy term but also beyond the policy term during the Extended Cover Period (equal to half of the policy term and beginning from the date of maturity). Periodic payments shall also be made on survival of the policyholder at specified durations during the policy term.

It is a close ended plan which shall be available for sale upto 31st August, 2017, coinciding with the Diamond Jubilee Year of the Corporation.

Premium Payment Mode:
Yearly, Halfly, Quarterly, Monthly(ECS)
Term :
16 Year
20 Year
24 Year
P.P.T.:
For Term 16 Year Ppt 10 year
For Term 20 Year Ppt 12 Year
For Term 24 Year ppt 15 year
Minimum Entry Age :
14 Year Completed
Maximum Entry Age :
For Term 16 Year - 50 Year (Nearest Birthday)
For Term 20 Year - 45 Year (Nearest Birthday)
For Term 24 Year - 41 Year (Nearest Birthday)
Maximum Maturity Age :
For Term 16 Year - 66 Year
For Term 20 & 24 Year - 65 Year
Minimum Sum Assured :
1,00,000
Maximum Sum Assured :
5,00,000
Extended Cover after Completion of Policy term. Extended Cover Period equal to half of the policy term.

Policy Benefits :
On Death :
On death during first five policy years:
Sum-Assured on death
On death after five policy years:
Sum-Assured on death + Loyalty addition if any.
where Sum-Assured on death is Basic Sum-Assured,OR
10 times of Annualized Premium, OR
105%of all Premiums paid as on death,
WHICHEVER IS HIGHER.

On Survival : On survival Sum assured on Maturity + Loyalty addition if any.

Surrendered Value : The Policy can be surrendered at any time during the policy term provided atleast three full years premiums have been paid.

Loan : Loan Facillity is available under this plan, after payment of premiums for at least 3 full years.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).

Proposal Form : 300/340/360 shall be used under this plan.

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