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LIC's New Endowment Plus - 835
LIC’s New Endowment Plus is a unit linked assurance plan, which offers investment-cum-insurance during the term of the policy. The Policyholder can choose the amount of premium he/she desires to pay, depending on which Policyholder will get the equivalent level of cover. Each premium paid by the Policyholder shall be subject to Premium Allocation charge as per rule. The allocated premium will be utilized to purchase units as per the selected fund type. The Policyholder’s Fund Value will be subject to deduction of charges as per rule. Units will be allotted and cancelled based on the Net Asset Value (NAV) of the respective fund applicable to the date of allotment / cancellation. The NAV will be computed on daily basis and will be based on the investment performance and Fund Management Charges (FMC) of each fund type.

Investment Fund Type:
Bond, Secured, Balanced, and Growth Fund

1. Bond Fund:
Investment in Government : Not less than 60%
Short-term Investment : Not more than 40%
Investment in listed equity shares : NIL
Fund for risk/return : Low risk
SFIN No.: ULIF001201114LICNED+BND512

2. Secured Fund:
Investment in Government : Not less than 45%
Short-term Investment : Not more than 40%
Investment in listed equity shares : Not less than 15% & Not more than 55%
Fund for risk/return : Steady Income - Low to Medium risk
SFIN No.: ULIF002201114LICNED+SEC512

3. Balanced Fund:
Investment in Government : Not less than 30%
Short-term Investment : Not more than 40%
Investment in listed equity shares : Not less than 30% & Not more than 70%
Fund for risk/return : Balanced Income and Growth - Medium risk
SFIN No.: ULIF003201114LICNED+BAL512

4. Growth Fund:
Investment in Government : Not less than 20%
Short-term Investment : Not more than 40%
Investment in listed equity shares : Not less than 40% & Not more than 80%
Fund for risk/return : Long term Capital growth - High risk
SFIN No.: ULIF004201114LICNED+GRW512

Plan Number: 835
Plan name: LIC's New Endowment Plus
Minimum Eligible Age: 90 Days (Completed)
Maximum Eligible Age: 50 years (nearest birthday)
Minimum Maturity Age - 18 years (Completed)
Maximum Maturity Age - 60 years (nearest birthday)
Minimum Policy term: 10
Maximum policy Term: 20
Minimum Sum Assured :
YLY : 20,000
HLY : 13,000
QLY : 8000
ECS : 3000

Accidental Benefit Rider Available.
Policy Benefits :
On Death :
On death before the Date of Commencement of Risk:
An amount equal to the Policyholder’s Fund Value shall be payable.

On death after the Date of Commencement of Risk:
An amount equal to the higher of Basic Sum Assured or Policyholder’s Fund Value shall be payable. Where, Basic Sum Assured is (10 * Annualized Premium) or (105% of the total premiums paid), whichever is higher.

On Survival :
Fund Value at the time of maturity.
Surrendered Value :
Policy can be surrender after 5 years.
Partial Withdrawals after 5 years. Life Assured must be major.
Loan :
Not available.
Income Tax Benefit :
80C Rebate up to Rs 1,50,000 & Maturity & Death Claim Amount 100%Tax Free

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