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LIC's Jeevan Shagun - 826
LIC's Jeevan Shagun is a participating, non-linked, savings cum protection single premium plan wherein the risk cover is a multiple of single premium.

The proposer will have an option to choose the Maturity Sum Assured. The single premium payable (exclusive of service tax) shall depend on the chosen amount of Maturity Sum Assured and age of the life assured.

A percentage of Maturity Sum Assured shall be payable on surviving to the end of the specified durations and on maturity. This plan also takes care of liquidity need through its loan facility. The plan will be open for sale for a maximum period of 90 days from the date of launch.

Plan Number: 826
Plan name: LIC's Jeevan Shagun
Its close ended plan which would be open for sale from 01st September 2014 to Maximum 90 days
Minimum Eligible Age: 8 years completed
Maximum Eligible Age: 45
Minimum Maturity Age: 20
Maximum Maturity Age: 57
Only One term: 12
Minimum Sum assured: 60,000
Maximum Sum Assured: No Limit(Multiple of Rs. 5000)
No DAB available since plan is single premium
Mode of Premium payment: Single Premium
Gender Allowed: Both
Sum Assured Rebate: Available
Loan Available: Yes,available after completion of one policy year
LIC's Jeevan Shugan is non-linked, with Profits Single Premium plan
Proposal Form No: 300 & 340
Back Dating: Yes, Interest will be charged for full period of back-dating

BENEFITS:
Death Benefit:
On death during first five policy years:
Basic Sum assured i.e. 10 times the tabular single premium shall be payable.
On death after completion of five policy years:
Basic Sum assured i.e. 10 times the tabular single premium along with Loyalty Addition, if any, shall be payable.
Survival Benefit: On Life Assured surviving to the end of the specified durations, the following Survival benefit shall be payable.
At the end of 10th policy year: 15% of the Maturity Sum Assured.
At the end of 11th policy year: 20% of the Maturity Sum Assured.
Maturity Benefit:
On maturity, 65% of the Maturity Sum Assured along with Loyalty Addition, if any, shall be payable.
Loyalty Addition:
Depending upon the Corporation’s experience, a policy shall participate in the profits in the form of Loyalty Addition. The Loyalty Addition, if any, shall be payable on death or surrender, provided the policy has run for atleast five policy years, or on policyholder surviving to the maturity, at such rate and on such terms as may be declared by the Corporation.

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