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LIC's Jeevan Utkarsh Plan - 846
Product Summary :
LIC’s Jeevan Utkarsh is a single premium, non-linked, with-profits, savings cum protection plan wherein the risk cover is ten times of Tabular Single Premium. Policy launch on 06/Sep/2017. This policy will be available to purchase for 270 days from the date of launch.

Premium Payment Mode :
Single Premium
Term :
12 Year
Minimum Entry Age :
6 years (completed)
Maximum Entry Age :
47 years (nearer birthday)
Minimum Sum Assured :
75,000
Maximum Sum Assured :
NO LIMIT (Depending upon Income)
Basic Sum Assured shall be in multiples of:
Rs. 5,000 – if Basic Sum Assured under a policy is below Rs. 3,00,000
Rs. 20,000 – if Basic Sum Assured under a policy is Rs. 3,00,000 and above
Policy Benefits :
On Death : On death during first five policy years:
Before the date of commencement of risk: Refund of single premium excluding service tax and extra premium, if any, without interest.
After the date of commencement of risk:
Basic Sum assured i.e. 10 times the tabular single premium shall be payable.
On death after completion of five policy years but before the stipulated Date of Maturity:
Basic Sum assured i.e. 10 times the tabular single premium along with Loyalty Addition, if any, shall be payable.

On Survival :
At Maturity Time :On the Life Assured surviving to the end of the policy term, the Maturity Sum Assured along with Loyalty Addition, if any, shall be payable.

Surrendered Value :
The policy can be surrendered at any time during the policy term subject to realization of the premium cheque.

Loan :
Loan facility shall be available under the plan at any time during the policy term after three months of the policy issuance.

Income Tax Benefit :
• Premium paid under this plan is eligible for TAX rebate under section 80c.
• Maturity under this plan is free under sec 10(10D).

Proposal Form : 300/340/360 shall be used under this plan.

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